WUPPDR administers housing and rental programs throughout its six-county region to improve quality of existing rental and homeowner-occupied units.
Housing and Rental Rehabilitation
WUPPDR serves as the administrator for the Michigan State Housing Development Authority (MSHDA) single-family housing rehabilitation programs in Baraga, Houghton, Keweenaw and Ontonagon Counties (for February 2015 through March 2017) and recently completed rental rehabilitation projects in the Village of Calumet and the City of Houghton. The WUPPDR housing rehabilitation programs are ongoing efforts to improve housing stock and provide financial assistance to low/moderate income households throughout the Region.
The housing rehabilitation and weatherization program assists lower income homeowners with substandard housing conditions by bringing their property up to local Housing Codes and HUD’s Uniform Physical Conditions Standards (UPCS). Up to $40,000 in assistance is provided in the form of a 50% forgivable/50% deferred mortgage, and is used to correct deficiencies including, but not limited to, plumbing, electrical, heating, roofing and insulation. Mobile homes are not eligible for this program unless they are set on a permanent foundation and the mobile homeowner owns the land.
To qualify for any of the Housing Rehabilitation Programs, properties must be located within the targeted jurisdiction, households must meet income guidelines, and properties must be owner-occupied. Depending upon the year the property was built, the applicant may be required to comply with Federal Lead-Based Paint and/or State Historical Preservation regulations.
To qualify for the program, total household income may not exceed 80% of the area median income by family size. For households that earn between 51% and 80% of the area median, 60% of the cost of the project is provided in mortgage funds with the balance from a MSHDA low-interest loan or homeowner contribution. For households that earn below 50% of the area median income, a 50% forgivable/50% deferred mortgage for 100% of the project is provided through the program.
Applications for the programs are accepted on an ongoing basis but applicants are selected at a specified time through a lottery process. Applications can be mailed upon request or can be found below, printed off, filled out and mailed in to our office. Please use the County specific Housing Rehabilitation Program Application below to apply.
For more information, contact MaryEllen Hyttinen at this link or 906.482.7205 ext. 310.
Click Here for a printable tri-fold brochure that explains program benefits and requirements in a convenient format.
Rental Rehabilitation Program
WUPPDR recently administered a rental rehabilitation project that created two new units upstairs of a business in the City of Houghton. WUPPDR also recently administered a conversion of a historic school building in Calumet into apartments. Building owners are the direct beneficiaries of this program, but ultimately the program endeavors to improve rental housing stock in targeted areas of the region. For more information, contact MaryEllen Hyttinen at this link or at 906.482.7205 ext. 310.
This component of the Housing and Urban Development Act of 1968 is a requirement of the United States Department of Housing and Urban Development (HUD) that intends to provide employment and other economic opportunities to low- and very low-income persons through the benefit of HUD housing assistance or assisted projects. This is accomplished by requiring contractors to attempt to hire low-income residents to fill new positions related to publicly funded housing construction projects.
Section 3 applies to the rental and housing rehabilitation programs described above. For residents of public housing and other low-income residents of the rehabilitation program counties, Section 3 brings the potential for increased employment opportunities.
WUPPDR has on file Section 3 Implementation Plans for Baraga, Houghton, Keweenaw, and Ontonagon Counties and the Villages of Calumet and L’Anse. The plans, which include contractor record-keeping forms, are available as PDF documents accessible below:
Baraga County Section 3 Implementation Plan
Houghton County Section 3 Implementation Plan
Keweenaw County Section 3 Implementation Plan
Ontonagon County Section 3 Implementation Plan
Village of Calumet Section 3 Implementation Plan
Village of L’Anse Section 3 Implementation Plan
MSHDA Low Interest Loans
WUPPDR staff can assist with low-interest loans as part of the rehabilitation program or upon request. Loan rates range from 4 percent to 8 percent. For more information or an application, please contact MaryEllen Hyttinen at this link or 906.482.7205 ext. 310.